About Us
Our Story
As a trusted and reliable source in the Electronic Payments World, Speaks Financial Group offers several transaction processing services, including credit, debit, EBT and gift cards to small to medium-sized retail, home based and Internet merchants.
Speaks Financial Group separates itself from other leaders in the payment processing industry by customizing a tailor fit program specifically for your business. Not only will we get you in a much more cost-effective situation but also help educate you on what you were being charged and why.
So often we hear horror stories from merchants about getting a good rate for a few months when they switch to a new provider, then the rates go up and they end up paying the same amount they were previously paying if not more.
Here at Speaks Financial Group we give all merchants a “RATE LOCK GUARANTEE” which means the rate program we qualify you for is the rate program you will have with us for the life of the business.
Contact us to learn more about the services we provide.
Meet the Team
At Speaks Financial Group, we continue to add quality team members as we grow. While we're a team of more than 20 at this point, here's a few members of our team that have been with us since the start.
Toni Vasquez
Handles merchant appointments, underwriting, and obtains copies of merchant processing documents
Team Lead – Corporate Analyst
Caroline Baccus
Handles merchant appointments, underwriting, and obtains copies of merchant processing documents
Corporate Analyst
Martell Watson
Reviews merchant processing statements and locks programs in
Underwriter
Germaine Speaks
Manages and oversees the sales department
Director of Sales & Underwriting
Andre Fields
Handles merchant appointments, underwriting, and obtains copies of merchant processing documents
Corporate Analyst
Numbers Speak
4
Industry Awards
50
Serve All 50 States
5+
Partners
100+
Hardware Solutions
What Our Customers Have to Say
Knox Williams
recommends Speaks Financial Group - SFG
April 24, 2026 via FacebookI manage three boutique locations and keeping tabs on all of them used to be a mess. Martell got us on a unified system so I can pull reports for each store from one place. It has saved me probably two hours a week in back-office headaches.
Harmony Smith
recommends Speaks Financial Group - SFG
April 20, 2026 via FacebookRunning a subscription box business means recurring billing has to work flawlessly every month. Caroline set us up with an automated payment schedule and showed me where to track everything in the dashboard. Customers barely notice the charge, which is exactly what you want.
Gregory Turner
recommends Speaks Financial Group - SFG
April 16, 2026 via FacebookWe do a big holiday market every year and Black Friday weekend alone can be chaotic. Germaine helped us prep for high-volume days by upgrading our terminals and making sure our batch settings were dialed in. Not a single hiccup during our busiest weekend ever.
Kayson Bates
recommends Speaks Financial Group - SFG
April 13, 2026 via FacebookAndre helped us get our Clover system up and running for our breakfast spot, and it was way smoother than I expected. He even stayed on the line while we ran a few test transactions to make sure everything was talking to the kitchen display correctly. Really appreciated that extra step.
Khalil Gill
recommends Speaks Financial Group - SFG
April 9, 2026 via FacebookSwitched to Speaks Financial Group about four months ago and honestly wish I had done it sooner. Toni walked me through the whole transition and made sure nothing fell through the cracks. Our processing fees dropped noticeably in the first month and the rates are locked in, so I'm not bracing myself every time a statement arrives.
Giselle Stokes
recommends Speaks Financial Group - SFG
December 16, 2025 via FacebookCaroline is the best! She walked me through the setup process and got me up and running in no time.
Rafael Parson
recommends Speaks Financial Group - SFG
December 12, 2025 via FacebookGermaine has been such a huge help!