About Us
Our Story
As a trusted and reliable source in the Electronic Payments World, Speaks Financial Group offers several transaction processing services, including credit, debit, EBT and gift cards to small to medium-sized retail, home based and Internet merchants.
Speaks Financial Group separates itself from other leaders in the payment processing industry by customizing a tailor fit program specifically for your business. Not only will we get you in a much more cost-effective situation but also help educate you on what you were being charged and why.
So often we hear horror stories from merchants about getting a good rate for a few months when they switch to a new provider, then the rates go up and they end up paying the same amount they were previously paying if not more.
Here at Speaks Financial Group we give all merchants a “RATE LOCK GUARANTEE” which means the rate program we qualify you for is the rate program you will have with us for the life of the business.
Contact us to learn more about the services we provide.
Meet the Team
At Speaks Financial Group, we continue to add quality team members as we grow. While we're a team of more than 20 at this point, here's a few members of our team that have been with us since the start.
Toni Vasquez
Handles merchant appointments, underwriting, and obtains copies of merchant processing documents
Team Lead – Corporate Analyst
Caroline Baccus
Handles merchant appointments, underwriting, and obtains copies of merchant processing documents
Corporate Analyst
Martell Watson
Reviews merchant processing statements and locks programs in
Underwriter
Germaine Speaks
Manages and oversees the sales department
Director of Sales & Underwriting
Andre Fields
Handles merchant appointments, underwriting, and obtains copies of merchant processing documents
Corporate Analyst
Numbers Speak
4
Industry Awards
50
Serve All 50 States
5+
Partners
100+
Hardware Solutions
What Our Customers Have to Say
Fermin Langosh
recommends Speaks Financial Group - SFG
May 29, 2026 via FacebookI had a booth at a regional trade show last spring and needed a reliable setup fast. Germaine got me squared away with a portable terminal in time and even tested the connection remotely before the event started. Processed close to 200 transactions over two days without a single issue.
Amina Johnson
recommends Speaks Financial Group - SFG
May 26, 2026 via FacebookOur landscaping business slows way down in winter, and my old processor didn't care - same fees regardless of volume. SFG worked with us on a seasonal plan that actually adjusts. It's a small thing but it adds up over a few slow months.
Malcolm Martin
recommends Speaks Financial Group - SFG
May 22, 2026 via FacebookToni helped me finance my new POS equipment instead of paying everything upfront, which was a huge deal for a small business like mine. The monthly payment is manageable and the equipment is way better than what I was working with before. Didn't know that was even an option until she brought it up!
Avianna Douglas
recommends Speaks Financial Group - SFG
May 19, 2026 via FacebookI have a spa that does both walk-in and online bookings, and my old system couldn't connect the two. Andre got us set up with a solution that ties in-person payments and our online checkout into one dashboard. Everything reconciles automatically now and I'm not manually matching transactions anymore.
Daniella Schultz
recommends Speaks Financial Group - SFG
May 15, 2026 via FacebookGetting approved as a high-risk merchant felt impossible until I found this team. They were upfront about the process, set realistic expectations, and got us approved with a solid payment solution. Having an actual merchant account instead of patching things together with workarounds has been a relief.
Paxton Evans
recommends Speaks Financial Group - SFG
May 13, 2026 via FacebookAfter dealing with a string of chargebacks that were eating into our margins, we reached out to Speaks Financial Group. Caroline reviewed our setup and got us better fraud prevention tools. We've had maybe two chargebacks in the five months since, compared to almost a dozen before.
Hector Fuller
recommends Speaks Financial Group - SFG
May 5, 2026 via FacebookI sell handmade jewelry at craft fairs and farmers markets, so I needed something I could use anywhere. Caroline set me up with a mobile terminal that connects through my phone and hasn't dropped a signal yet. Tap-to-pay works great too, customers love how fast it is!