About Us
Our Story
As a trusted and reliable source in the Electronic Payments World, Speaks Financial Group offers several transaction processing services, including credit, debit, EBT and gift cards to small to medium-sized retail, home based and Internet merchants.
Speaks Financial Group separates itself from other leaders in the payment processing industry by customizing a tailor fit program specifically for your business. Not only will we get you in a much more cost-effective situation but also help educate you on what you were being charged and why.
So often we hear horror stories from merchants about getting a good rate for a few months when they switch to a new provider, then the rates go up and they end up paying the same amount they were previously paying if not more.
Here at Speaks Financial Group we give all merchants a “RATE LOCK GUARANTEE” which means the rate program we qualify you for is the rate program you will have with us for the life of the business.
Contact us to learn more about the services we provide.
Meet the Team
At Speaks Financial Group, we continue to add quality team members as we grow. While we're a team of more than 20 at this point, here's a few members of our team that have been with us since the start.
Toni Vasquez
Handles merchant appointments, underwriting, and obtains copies of merchant processing documents
Team Lead – Corporate Analyst
Caroline Baccus
Handles merchant appointments, underwriting, and obtains copies of merchant processing documents
Corporate Analyst
Martell Watson
Reviews merchant processing statements and locks programs in
Underwriter
Germaine Speaks
Manages and oversees the sales department
Director of Sales & Underwriting
Andre Fields
Handles merchant appointments, underwriting, and obtains copies of merchant processing documents
Corporate Analyst
Numbers Speak
4
Industry Awards
50
Serve All 50 States
5+
Partners
100+
Hardware Solutions
What Our Customers Have to Say
Kenny Raut
recommends Speaks Financial Group - SFG
May 23, 2025 via FacebookGermaine got me set up with a new Clover system and it’s made a huge difference. Checkouts are faster, tips are up, and my staff love how easy it is to use. Highly recommend upgrading if you’re still on older machines.
Robina J. Hartig
recommends Speaks Financial Group - SFG
May 19, 2025 via FacebookOne thing that really stood out to me was how much they focus on security. Germaine explained their fraud prevention measures during onboarding, and it immediately gave me peace of mind. My customers trust me with their card info every day and I needed a processor who takes that seriously. Add to that quick funding and honest pricing, and it's pretty much everything I was looking for.
David Rivera
recommends Speaks Financial Group - SFG
May 15, 2025 via FacebookToni and the team have been amazing. I had a few questions during the first week and they answered right away. There was none of that bouncing between departments or waiting on hold forever. That kind of support is rare these days.
Joel Tercero
recommends Speaks Financial Group - SFG
May 12, 2025 via FacebookGermaine made everything so simple. Setup was quick and stress-free. Thank you!
David A. Fischer
recommends Speaks Financial Group - SFG
May 9, 2025 via FacebookI was honestly hesitant to switch payment processors because I'd heard horror stories about hidden feed and broken promises. But from day one, Martell was clear, upfront, and didn't overall anything. He took the time to explain my options, showed me the real numbers from my old processor, and built a plan that actually saved me money. Three months later, everything is running smooth, my rates haven't changed, and I still get a couldn't be happier with the switch.
Alexis Rogers
recommends Speaks Financial Group - SFG
May 7, 2025 via FacebookI switched mainly because I was tired of waiting 2-3 days for my deposits to hit. Now, I get my money the next business day without fail. The predictability has made managing cash flow way easier.
Adele Rolfson
recommends Speaks Financial Group - SFG
May 5, 2025 via FacebookBest customer service I've ever had from a payment company. Highly recommend!